Welcome to ToppersGuru.com.
By accessing or purchasing from our website, you agree to the following Terms & Conditions.
Please read them carefully before using our services.

1. General Information

ToppersGuru.com is an online platform that provides digital study materials, such as:

Question Papers
Answer Keys
Study Notes
PDF Downloads
Other exam-related content

These products are available for instant digital access after payment.

2. Acceptance of Terms

By using our website, purchasing any product, or accessing downloads, you agree to be bound by these Terms & Conditions, Privacy Policy, and Refund Policy.

If you do not agree, please do not use this website.

3. Use of Digital Content

All digital products on ToppersGuru.com are for personal use only.

You may NOT:

Share, resell, or distribute our PDFs
Upload our content to other websites
Post them on social media or Telegram groups
Use our materials for commercial or coaching purposes
Modify, reproduce, or create derivative works

Legal action may be taken for copyright violations.

4. Pricing & Payment

All prices are listed in Indian Rupees (INR).
Payments are processed securely through Razorpay, using UPI / Cards / Wallets / Net Banking.
We reserve the right to change prices anytime without prior notice.

5. Delivery of Digital Products

After successful payment, digital files are delivered instantly via download link or email.
If you do not receive the file, contact us at support@toppersguru.com.

6. No Physical Shipping

We do not provide printed material or courier shipping.
All products are digital-only.

7. Cancellation & Refund Policy

As digital items cannot be returned after download, we follow a strict No-Refund Policy, except in cases like:

Double payment
Payment deducted but file not received
Corrupted or inaccessible file

For refund requests, refer to our Refund Policy Page.

8. Account Responsibility

If you create an account on our website, you are responsible for:

Maintaining confidentiality of your login details
Ensuring you do not share your login with others
Notifying us immediately if you suspect unauthorized access

9. Accuracy of Information

We try our best to provide accurate exam content, yet:

Some materials may be memory-based or unofficial
ToppersGuru.com is not affiliated with any government body or exam board
We do not claim that our answer keys are 100% official unless stated

We are not liable for any loss caused due to interpretation or usage of the information.

10. Prohibited Activities

Users must not:

Attempt to hack, damage, or disrupt the website
Copy content for commercial purposes
Use bots or automated tools to download files
Try to bypass payment systems

Any misuse may lead to permanent ban and legal action.

11. Intellectual Property Rights

All content on ToppersGuru.com—including PDFs, images, logos, text, and designs—is the exclusive property of ToppersGuru.

Unauthorized use or distribution will invite strict legal consequences.

12. Limitation of Liability

ToppersGuru.com shall not be liable for:

Any errors in study materials
Website downtime or technical issues
Loss of data or profits
Incorrect interpretation of question answers
Any indirect or consequential damages

Use the website and content at your own risk.

13. Changes to Terms

We may update these Terms at any time without prior notice.
Continued use of the site implies acceptance of the new Terms.

14. Contact Information

For any queries, support, or complaints, contact:

📧 support@toppersguru.com
🌐 www.toppersguru.com

Business Hours: 10:00 AM – 6:00 PM (Mon – Sat)